A gift of stock or mutual funds before December 31st could be your best way to maximize tax savings and meet your charitable giving goals this year.

Even if your stocks or mutual funds have lost value since you purchased them you can receive tremendous tax advantages. The key is in how you give the securities. Consult with your financial adviser and consider the following tips.

The Smart Way to Give Depreciated Securities
For stocks that have lost value (depreciated) the key is to sell them first and then give the cash proceeds to the Family Copeland Foundation. You benefit tax-wise in two ways - you can take both the loss deduction and the charitable deduction.

The Smart Way to Give Appreciated Securities
For stocks that have increased in value (appreciated), the key to receiving tax savings is to donate the shares directly to Family Copeland Foundation. You receive a double tax benefit by:

• Avoiding capital gains on the profit you've gained.

• Receiving a full tax deduction for the fair market value of your gift.

Making a stock gift is easy! Simply use the brokerage information below.

For gifts of appreciated securities, please provide your broker with the following information to facilitate the transfer of shares:
Family Copeland Foundation Federal Tax ID #: 46-5345374
Fidelity Investments DTC #: 0226
Fidelity routing number: 101205681
Fidelity Brokerage Account number: 39900000750130966
Broker: Fidelity Brokerage Services LLC, member NYSE, SIPC

To expedite the processing of your gift, we suggest that you contact us at the time of donation with information about the type of stock or mutual funds and number of shares, as well as any special considerations you may have.

Please remind your broker to include your name, contact information, and any special instructions for use of the gift with your transfer.

Please direct information about your gift and any other questions to: Bill Copeland 760-702-6603 or by email bill@familycopeland.com.